LEND.
Rent Tokens.Borrow Tokens.Trade OTC.
Lend your tokens for SOL fees, borrow tokens against SOL collateral, or buy directly from sellers through atomic escrow. Your wallet signs every transaction; the programs hold escrow — never the backend.
Rent & Borrow
Lend your tokens and earn SOL, or borrow tokens with SOL collateral and use them freely. Any coin works — the lender sets the collateral.
Trade OTC
Buy and sell tokens directly with other users through atomic escrow. No pools, no price impact — the seller's exact price, settled in one transaction.
What could your bags earn?
Set a daily fee and a rental length. The borrower pays the whole fee in SOL, up-front, the moment the rental opens.
- Rental fee
- 1.75 SOL
- LEND share · 1%
- −0.0175 SOL
- You receive
- 1.7325 SOL
Example math, not a promise: you only earn when someone borrows. Fee is per day for the full listing; partial borrows pay a share.
Earn SOL on idle tokens
- 01Deposit tokens
Tokens move into a vault owned by your Listing PDA. You set the daily fee, the duration range and the SOL collateral.
- 02Get paid up-front
When a borrower opens a position, the rental fee is paid immediately and their SOL collateral is locked on-chain.
- 03Get the same tokens back
The borrower returns the same quantity of the same mint. Unborrowed tokens can be withdrawn any time by cancelling.
- 04If they don't
After the deadline plus grace you receive the collateral (lender-set), or a liquidator delivers the tokens via auction (oracle-priced).
Custody & escrow
- Tokens sit in vaults owned by program-derived accounts. Only program logic can move them — not the admin, not the backend.
- OTC and lending are separate programs: a bug in one cannot touch the other's escrows.
- Every open → closed transition closes the account, so double settlement is structurally impossible.
- This app re-reads accounts on-chain and simulates every transaction before you sign.
Collateral & defaults
- Lender-set collateral (any coin): if the tokens are not returned by the deadline plus the grace period, the lender receives the full SOL collateral.
- Oracle-priced rentals (approved tokens): debt is valued with Pyth; below the liquidation ratio or after the deadline, a Dutch auction lets a liquidator deliver the tokens to the lender.
- Terms are snapshotted into each position, so the admin cannot change an existing rental.
Honest risk list
- LEND is not risk-free. Collateral does not guarantee token recovery.
- If a coin pumps above the collateral value, a lender who is not repaid loses the difference.
- Memecoins can move many times in minutes — faster than liquidation.
- The lending contracts are unaudited. Use small amounts.
- OTC trades don't touch pools but can still move market price indirectly.
Rent Tokens. Borrow Tokens. Trade OTC.